2025 New Brunswick Landlord Tax Guide

A practical New Brunswick landlord tax guide covering CRA rental filing, deductible expenses, CCA rules, deadlines, and provincial tax context.

Disclaimer: This guide is for informational purposes only. Consult a tax professional for advice specific to your situation.

2025 New Brunswick Landlord Tax Guide

Overview

If you own rental property in New Brunswick, your rental-income filing mechanics are mostly federal CRA rules. Most landlords calculate on T776 and transfer to lines 12599/12600. Provincial impact is layered through New Brunswick rates and package schedules context. (CRA T776, CRA lines 12599/12600, CRA NB package)

From a practical standpoint, the biggest filing mistakes are category mistakes: treating capital upgrades as current repairs, deducting mortgage principal, and filing with weak support for mixed-use allocations. (CRA current vs capital, CRA non-deductible)

New Brunswick personal income tax is administered by CRA, while rates are provincial policy. (GNB personal income tax)

Table of Contents

  1. Income reporting workflow (T776 + line mapping)
  2. Deductible/non-deductible expense treatment
  3. CCA/depreciation and terminal-loss checks
  4. Deadlines and instalments
  5. Common New Brunswick landlord mistakes
  6. NB 2026 rates + provincial package context
  7. Worked Moncton example
  8. Advanced scenarios + checklists + controls
  9. Official resources

1) Income reporting: forms, lines, and filing workflow

For most individual landlords: complete T776, then report gross at line 12599 and net at line 12600. (CRA T776, CRA lines 12599/12600)

The full guide covers: full CRA rental mechanics, New Brunswick 2026 bracket references from official CRA data, NB package context, worked examples, and filing-day controls.
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